Automated "Prompt Quote, Bind, Underwrite, Issue"
Business Insurance Plans
("Automated": Cover Agency does the data input;
more time to sell insurance!)
Automated Commercial Insurance Types:
1. Professional Liability Insurance: Hundreds of types of companies and professions, including (But not limited to):
A. Technology Industry - Comprehensive Professional Liability Insurance for Technology Products & Services, plus Network Security & Privacy Liability Protection fo Confidential Data Insured's Systems Package (Can Include Technology and Internet Errors & Omissions Liability Coverage for Both Technology Services and Sale of Technology Products)
B. Educators Legal Liability Insurance for -
i. Public Schools
ii. Private Schools
iii. Charter Schools
iv. Vocational Schools
v. Community College
vi. District programs
C. Public Entity Liability Insurance and "employment practices liability" coverages for both public officials and -
i. Most Public Entities -Municipalities, Special Districts, Groups.
ii. Their Officials
2. Management Liability Insurance, including:
A. For -Profit Management Liability Insurance Package; from the simple to the most complex companies, with restrictions. No minimum premium.
i. Protects against:
a. Management Liability - Directors, Officers and Organization Liability
b. Employment Practices Liability - includes third party coverage, including up to additional $1 million of defense cost cover.
c. Fiduciary Liability - includes Voluntary Compliance and Delinquent Filer Penalties
d. Crime Coverages, including fidelity insurance
ii. Protected parties are:
B. Not-For-Profit Management Liability Insurance Package - designed for not-for-profit organizations; includes broad packaged liability insurance coverages and non-rescindable, non-cancellable. No minimum premium.
i. Protects against:
a. Directors, Officers, & Organization Liability -Management Liability
b. Employment Practices Liability (Includes third parties)
c. Fiduciary Liability (Includes Voluntary Compliance and Delinquent Filer Penalties coverage)
d. Crime Coverages
e. HIPAA fines and penalties coverage (Policy Endorsement).
ii. Protected parties are
ii. Organization types include:
c. Professional Associations
d. Advocacy Organizations
e. Religious Organizations
f. Trade Associations
g. Social Welfare Organizations
h. Healthcare Institutions
3. Employment Practices Liability Insurance
4. Fiduciary Liability Insurance
5. Crime Insurance - Fidelity Insurance
6. Directors and Officers Liability Insurance
7. Motor Truck Cargo Insurance provides coverage for a broad variety of motor truck cargo perils and exposures, on a legal liability basis.
i. Insurance coverage for Physical Damage and Direct Loss of Cargo. Additional coverage for Earned Freight Charges, Debris Removal Expense, Pollutant Clean Up and Removal Expenses Protection for Covered Property from Further Damage, and Miscellaneous Equipment.
ii. Coverage for both Contract Carriers and Common Carriers.
iii. Coverage may also be written for Specified Shippers, Terminals and Trailer Interchange.
iv. Many types of Products; insurance for both Non-Refrigerated and Refrigerated Truck transportation, including:
a. Agricultural Products
b. Auto Haulers
c. Baled Cotton
d. Building Material
f. Containerized Freight
h. Contractors' Equipment
i. Dry Grocery Goods
j. Frozen Foods
k. General Merchandise
m. Machinery (Both Light and Heavy)
n. Meat and Poultry
o. Oilfield Equipment
p. Paper Products
q. Plastics Products
s. Walmart & Target Goods
8. Environmental / Pollution Insurance: Underground Tanks and Above Ground Tanks Liability Insurance.
i. Insurance Description
a. A Commercial underground and aboveground storage tank insurance combined in one policy.
b. Third-party bodily injury and property damage claims resulting from storage tank incidents involving scheduled storage tanks.
c. Corrective action insurance, covering costs resulting from storage tank incidents involving scheduled storage tanks.
For Additional Information & Applications - Contact:
Cover Agency, Ltd
Office: (718) 591-2400
Direct: (347) 551-0800